If your parents, grandparents or maybe a sibling cosigned a loan for you when you were starting out, you may feel that it’s your obligation to give back and help a fellow family member. Cosigning a loan is a selfless gesture, and you no doubt appreciate the help extended to you. However, cosigning a loan…
You have heard the old sayings before, “money can’t buy happiness” or “money is the root of all evil.” And you have seen the horror stories where celebrities are so unhappy they end up in rehab, or they commit suicide. You thus make the conclusion that money really does not make you happy. Yet every…
Any financially savvy person knows that good credit management is just as important as budgeting and saving money. It’s only by establishing a credit history that you’re able to purchase a home or buy a car. And when you apply for any loan, your credit score dictates the interest rate and ultimately the total cost…